'Back to School' Insurance

School supplies and clothes have been purchased and schools are in session in most cases. If you're heading off to college, it's coming up quickly.  What does that have to do with insurance? Here are a few things to keep in mind:

Good Grades - Many policies allow discounts for students with good grades. It's important  to keep those grades up! These discounts can apply to college students too.

Driver Training - There are different discounts available for Drivers Education classes. At SAV-ON, we can review all the options and let you know which discounts will impact you the most.

Moving To The Dorm - If you're in college, will you be living in the dorm this semester? Your parent's homeowners Insurance may cover your belongings without additional coverage being needed. This is called Property Off Premises coverage. Discuss this coverage with your parents, and if they need clarification, call us.

Remember, any claims would be subject to the deductible which is usually higher on home policies! Have your parents contact us for a policy review to check for the specific amounts of coverage included.

Moving To An Apartment - If you have recently graduated and from the dorms to an apartment, your parent's homeowners Insurance will not cover your belongings and they would need their own renters Insurance policy.

Renters Insurance is very affordable, and covers all of the contents of the property. It also provides liability insurance if someone were injured in the property or if someone caused a fire, etc. By making sure you are properly insured, your parents are also protecting themselves from any liability.

We work hard to make sure all of our clients have the right coverage at all times. The fastest and easiest way to make sure you are receiving all the discounts you qualify for and that your belongings are covered at college is to have your parents schedule a review! Have them call SAV-ON Insurance at 888-867-2866 to review their policy and situation and we'll make sure all of your questions are answered!