Tuesday, June 9, 2015

5 Ways to Save on Auto Insurance

Are you tired of paying too much for auto insurance?  No one wants to pay more than they have to!  That’s why it’s important to know what savings and discounts are available.  Here are a few things to discuss with your agent at your next review.

1. Is Your Driving Record Accurate?

Tickets, accidents, and claims will raise your rates!  That’s why it’s important to make sure your motor vehicle report is accurate.  Ask your agent if anything showed on your record and make sure that the information is correct.

2. Take A Defensive Driving Class

Have you taken a defensive driving course in the past? Let us know. You may qualify for a discount!

Don’t forget about driver’s ed classes for teenagers, too. Just get a copy of the completion certificate for your records. Many of these discounts apply for several years and give substantial savings. We have information local driver's education classes. Call us today and we can recommend some.

3. Increase Your Deductibles

The deductible is the amount you pay out of pocket after an accident (or for hail damage, etc.) The higher that out-of-pocket amount, the lower your monthly premium!

So if you are currently carrying $100 or $250 deductibles, consider raising them to $500 and keeping a little extra in your savings account.  You could save a lot each month while still being protected from any major damage.  We can give you prices for a range of deductibles to help you decide.

4. Find The Best Payment Options

Depending on your individual policy, we may be able to offer various discounts for paying your policy premium in full or putting it on a monthly bank draft.

While $3-4 a month might not seem like much, over time it really adds up!

5. Stay Accident- and Ticket-Free!

A clean driving record is rewarded by discount rates. Slow down, obey all traffic laws, and watch out for the other guy. SAV-ON is dedicated to moving drivers from high-risk to preferred rates through our Smart Drivers Program.

Call SAV-ON Insurance at 888-867-2866 for more information on this cost-saving program. We've helped many drivers cut their premiums in half or even more!