Thursday, January 21, 2010

Another Teen Driver Tracking Device Hits the Market

Like many of the teen driver tracking devices, Tiwi will send a text, e-mail, or voice alert to the parent or guardian of the young driver.

Tiwi does have some other interesting features, however. It is situated on the windshield of the vehicle to give voice alerts when the driver violates things like speeding, hard turns, and seatbelt use. The placement of the Tiwi also allows an "e-Call" to to an emergency operator through the e-Call feature. Parents and guardians can also call directly to the unit to speak to the teen.

The device can be installed by the parent or can be installed for about $60, the website says; no information on operating cost was found.

Thursday, December 10, 2009

Texting Ban Leaves Teens Frustrated and Targeted

New texting-while-driving laws in North Carolina, which went into effect December 1st, have some teens frustrated and feeling targeted.

The North Carolina newspaper, DailyAdvance, speaks with one girl about her texting habits. She admits to sending about 200 per day and texting while driving. But she's not the only one. The Pew Research Center released a study this month revealing that 1-in-4 American teens has sent a text message while driving.

19 states have jumped on board with the text-while-driving ban, but NC teens are feeling targeted.

Shanequa Riddick, 18, says she’s glad that law enforcement will be cracking down, but that text messaging has become a nationwide phenomenon, one that is catching on with all age groups.

“I think (the ban is) fair, because it could cause you to have an accident, but even older people do it,” Riddick says.

Kieshaih Holloway, 19, calls the focus on teen drivers “frustrating.”

“They say we have more problems with accidents and problems in the road. We’re just now learning (how to be safe drivers), but the whole texting thing (adults) make it just as big of a risk as we do,” Holloway says.

Thursday, December 3, 2009

19 Year Old Driver Calls to Report Herself as Drunk Driver

According to a Washington State Patrol release, a 19-year-old Auburn woman was arrested for physical control of a motor vehicle while intoxicated after calling 911 to report herself as “very drunk” while stopped on the shoulder of state Route 167 in King County.

At about 5 a.m. Nov. 16, patrol communications received a cellular 911 call from Alysha McInnis claiming that she pulled to the shoulder of southbound SR 167 in Auburn because she was intoxicated and began to lose her vision. McInnis told the dispatcher that she was underage and very drunk. She advised the dispatcher that she was given alcohol at a party without her knowledge and her friends told her that she could call 911 to have the police come pick her up and take her to the hospital to detox.

When a trooper contacted McInnis, she claimed that her arm was numb and she had blurry vision. The trooper noted that McInnis had bloodshot and watery eyes, slurred speech and appeared extremely intoxicated. The trooper observed a 20 ounce alcohol energy drink in the cup holder which contained 12 percent alcohol. McInnis advised the trooper that she was drinking the alcohol drink while driving and that she had drank four of the same drinks at the party.

After further investigation, the trooper believed all the symptoms she was experiencing were a result of the amount of alcohol she drank both at the party and on her way home.

McInnis was processed for physical control of a motor vehicle while intoxicated and transported to Auburn Regional Medical Center where she was released for detox treatment.


Thank you to PNWLocalNews.com

Thursday, November 12, 2009

Teens Take on the Distracted Driving Course

To help teens understand the dangers of distracted driving, Allstate Insurance brought a group of young drivers (many newly licensed), to a distracted driving course.

Watch the video here on the LasVegasNow.com website to see the distracted teen drivers in action.

Car crashes are the #1 killer of teens. In Las Vegas, more teens have already died behind the wheel this year than all of last year.

Thursday, October 8, 2009

Firm Parents Keep Teen Drivers Safe

From HealthDay News -- Your parenting style can make a huge difference in your teen's safety once he or she gets behind the wheel of a car.

Parents who set firm rules, but do so in a helpful, supportive way, can reduce the likelihood of their teen getting into an auto accident by half and decrease rates of drinking and driving, two new studies find. Positive rule-setting can also increase the odds a teen will wear a seatbelt and lessen the likelihood of talking or texting on a cell phone while driving.

Teens who had authoritative or authoritarian parents wore seatbelts twice as often as teens with uninvolved parents. Teens with parents in these groups were also half as likely to speed as those with uninvolved parents. Teens with authoritative parents -- high support and rules -- were half as likely to get into a car accident, 71 percent less likely to drink and drive, and 29 percent less likely to talk or text on their cell phones while driving compared to teens with uninvolved parents.


Read the full article: Firm Parents Keep Teen Drivers Safe.

Thursday, September 17, 2009

Ford Premieres "MyKey"

Ford Motor Company has debuted their own safe teen driver device with "MyKey" which allows parents to program a special key to promote safe driving habits.

Andrew Sarkisian is Ford's safety director, and one of the creators of MyKey, an invention inspired partly by the experiences of his daughter, Jennifer.

"Say I want to turn on MyKey, and I want to make sure my son or daughter's buckled up. If they're not, the radio won't operate," he said.

You can also set a speed limit with MyKey. "It has a maximum top speed that you can turn on to the vehicle. It's a fairly high one, but then there's also speed alerts, so you can have reminders about watching your speed, as well," Sarkisian explained.

MyKey is standard equipment in the brand new Taurus and will be standard on Ford's lowest-priced vehicle, the Ford Focus.


Click here to learn more about MyKey.

Thursday, September 10, 2009

Auto Insurance Money Saving Tips

If you haven't already added your teen driver to your insurance policy, we should warn you now, it's gonna be pricey. But we've found a few ways you can lower your cost during this new development in both of your lives.

Money Saving Tip #1) Raise your deductible. Your “deductible” is the amount you pay when you make a claim before your insurance “kicks in”. In other words, if you have a $1,000 claim and a $250 deductible, you pay the first $250 and your insurance company pays the next $750.

The disadvantage of raising your deductible is that when you make a claim, you’ll pay more. The advantage of raising your deductible is that your premium will go down, sometimes as much as 15% to 30% on your collision and comprehensive insurance.

Money Saving Tip #2) Drop your collision and/or comprehensive insurance on older vehicles. Sometimes it’s just not worth paying for comprehensive and collision if your car is not worth that much to begin with. That’s because the amount you pay for the deductible plus the amount you pay for the premium may be more than the value of the car itself. A rule of thumb is that if a car is worth less than $2,000, drop these coverage’s -- but many people are comfortable with even higher figures. Go to Kelly Blue Book at KBB.com to determine the value of your vehicle.

Money Saving Tip #3) Buy a “lower profile” vehicle. Part of what determines the cost of insurance is the kind of car you own. Some cars are favorite cars for thieves. Some cars are more expensive to repair. Generally, these cars will cost more to insure. To get detailed information on your car – or car you’re thinking about buying –give our office a call for the symbol rating for a vehicle. The symbol rating can be used for comparing rates from one vehicle to another. We do this for all of our clients for free.

Money Saving Tip #4) Insure your automobile with the same company that insures your home. Most companies offer discounts when you have all your insurance with the same company. You can save up to 20% on your auto insurance premiums if you have your homeowners insurance and auto insurance with the same company. You will also get a discount on your homeowners.

Money Saving Tip #5) Keep on eye on your credit score. What does credit have to do with insurance? It has a lot to do with it today. In the past few years, insurance companies started using credit for underwriting. It is used to place people in certain pricing tiers and responsibility is why. They believe that if someone is responsible enough to keep their credit clean, they are responsible enough to drive safe. Believe it or not, the numbers prove this works in general. Insurance is a numbers game and in order to be competitive, they must save where they can.

Money Saving Tip #6) Check out other discounts. Insurance companies try to reward drivers what they think are good risks. That’s the kind of driver they want. Responsible and safety conscious drivers are going to pay lower premiums. Claims free discounts and superior credit will allow you to be insured with a company that has the lowest premiums available. There are other discounts like automatic seat belts, airbags, mature drivers, and safe drivers. Another great discount is the “Good Student” discount. Companies that specialize in insuring young drivers will offer this valuable discount. Call us about these and other discounts that are currently being offered in our area.

Money Saving Tip #7) Use an independent agent that specializes in family protection. Don’t trust your hard earned dollars to someone that works directly for one insurance company. Use someone that can “shop” your premium with several companies. This agent will look out for your interests and keep your premiums down for the long term. Insurance companies experience good times and bad times depending on their losses for a given year or years. If your insurance company has significantly increased their premiums for more than a year or two, it may be time for your agent to “shop” for you. If you are using an agent that works for just one company, they won’t be doing much “shopping”. You’ll have to cut back on your coverage and make changes that can increase your liability.